Sign in
Sign in
Recover your password.
A password will be e-mailed to you.
Browsing Category
Scientific Theories
What’s really going on with revolving consumer credit?
Beyond some of the dodgy stuff in the headlines today.
By Wolf Richter for WOLF STREET.
Revolving credit balances in April, unadjusted for seasonality — so actual dollar balances — were $1.04 trillion, according to the Federal…
What are the requirements for a HELOC? – Forbes Advisor
Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors.
A home equity line of credit (HELOC) can be a…
Hispanic homebuyers most likely to seek riskier alternative financing
Rising home prices and mortgage rates have made it harder for many first-time homebuyers and prompted some to consider other forms of financing. A investigation from Pew Research found that Hispanic homebuyers are most likely to seek…
4 signs that your finances are healthy
Image source: Getty Images
What is your financial score?…
When to consider getting a personal loan as a student
You may have used federal or private student loans to cover tuition, housing, textbooks, and other higher education expenses. Unfortunately, you may still need additional funds to survive the rest of the semester or to cover a financial…
1 artificial intelligence growth stock to buy right now
The stock market is currently experiencing the toughest losing streak since the pandemic began in 2020. The broad S&P500 The index is down 19% from its all-time high, putting it a hair's breadth away from bear market…
Supreme Court sides with Ted Cruz in campaign finance lawsuit
Sign up for The Brief, our daily newsletter that keeps readers informed about Texas' most essential news.
The U.S. Supreme Court on Monday struck down a federal law that capped the number of campaign dollars…
Ways to finance an engagement ring
Proposing marriage with an engagement ring is a generations-old practice, but the cost of an engagement ring can be high. While it's financially wise to set aside some savings up front for that big purchase, it might not be feasible in…
The ‘big four’ banks made huge profits as Australians took out bigger mortgages for more…
Australia's big four banks - ANZ, CBA, NAB and Westpac - now hold $1.87 trillion in home loans.Throughout 2021, as Australian house prices soared, Australians continued to take out bigger mortgages – many worth more than six times their…
Big Tech data collection is criticized by the world central bank group
A computer keyboard illuminated by displayed cybercode is seen in this illustration photo taken March 1, 2017. REUTERS/Kacper Pempel/IllustrationJoin now for FREE unlimited access to Reuters.comRegisterLONDON, May 5 (Reuters) - An article…
MACATAWA BANK CORP MANAGEMENT REPORT OF FINANCIAL POSITION AND OPERATING RESULTS (Form 10-Q)
Macatawa Bank Corporation is a Michigan corporation and a registered bank
holding company. It wholly-owns Macatawa Bank. Macatawa Bank is a Michigan
chartered bank with depository accounts insured by the FDIC. The Bank operates…
Dave Ramsey is absolutely right about this type of borrowing
Image source: Getty Images
Don't make a borrowing decision you'll regret.…
As the use of BNPL increases, so does the risk of fraud, study finds
Buy now, pay later services are growing in popularity, but many users are falling victim to fraud, according to a new study. (iStock) According to new research from fraud prevention firm Callsign, the risk of fraud is increasing…
Digital loan: what to remember when taking out personal loans online
In recent years, digital lending has become one of the most important fintech concepts. It refers to the use of digital media to request, pay and manage loans.Lenders are increasingly using digital data to help them make lending choices…
How long does it take to close a mortgage?
After months of research and several rejected offers, you are finally under contract and can start bribing your loved ones to come and help you move. Cheer! But for what day do you reserve the truck? Your individual mortgage closing…
April 6, 2022 Personal Loan Rates: Rates Rise
Personal loan interest rates have increased this week. Rates jumped from 10.30% last week to 10.50 this week. The average rate for personal loans varied during the month of March. JMoreover, the national average interest rate on…
Redstone Federal Credit Union chooses Zest AI to offer AI-powered loans to more than 650,000 members…
Redstone Members Enjoy Better and Faster Access to Credit
HUNTSVILLE, Alabama. and LOS ANGELES, April 7, 2022 /PRNewswire/ -- Redstone Federal Credit Union, one of the 20 largest federal credit unions in the United States with more than…
How to Know When It’s a Good Time to Consolidate Your Debt
Select's editorial team works independently to review financial products and write articles that we think our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from…
Can you pay taxes with a personal loan?
A personal loan is usually an unsecured sum of money borrowed from a traditional bank, credit union, or online lender. These loans come with fixed interest rates and repayment terms. Interest rates vary by lender and by the credit and…
2 important things savvy investors should know about Upstart
Reachedit's ( UPST -10.12% ) life as a public entity got off to a good start with a successful initial public offering in December 2020. Priced at $20 when it went public, the stock has increased fivefold to $100 per share…
2021 sees most pullback refinances in nearly two decades: Black Knight data
Home equity is at record highs, as are cash refinances, according to Black Knight. (iStock) According to the last Mortgage monitor report of the black knight. In the fourth quarter alone, borrowers hit a record $80 billion,…
Business News | Stock and Stock Market News | Financial news
!-->!--header>!-->!-->!-->…
Whitehouse and Padilla introduce bill to grant student loan forgiveness to frontline health workers
17.03.22
The Student Loan Forgiveness for Frontline Healthcare Workers Act recognizes the sacrifice and…
Loan Rejection with High Credit Score Reasons: Why Banks Reject Home, Auto and Personal Loan…
Reasons for rejection of a loan application by a bank with a high credit score : Why banks reject a mortgage, car or personal loan application even when the credit score is good
By Rohit Garg
Credit scores are booming in the market,…
3 tips for getting a personal loan when your credit rating isn’t great
Image source: Getty Images
Here's how to get a loan even when your credit needs work.…
F&M BANK CORP Management’s Report of Financial Condition and Results of Operations (in…
The following discussion provides information about the major components of the
results of operations and financial condition, liquidity and capital resources
of F & M Bank Corp. and its subsidiaries. This discussion and analysis…
What you need to know about the holiday loan
Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as "Credible", is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us…
False Claims Enforcement in 2022: What to Expect in the Year Ahead | Foley Hoag LLP – White…
This is the seventh article in this year's series examining important trends in white-collar law and investigations. Our previous post Discussed SEC Enforcement in 2022: A Look Ahead. Next: ESG and the SEC: what's next on the horizon?…
Complete guide to high risk personal loans
These days, various types of loans are offered by financial institutions and banks. Personal loans are quickly becoming well-known due to its various kinds that are designed to meet the demands of consumers. Secured personal!-->…
OppFi: A Real Fintech Trading Like A Value Stock, 50% Plus Upside (NYSE:OPFI)
Maria Vonotna/iStock via Getty Images
Investment Thesis
OppFi (OPFI) is a mispriced, under the radar, high growth fintech trading like a value stock. Wall Street misperceives OPFI as merely a fully-valued plain vanilla subprime lender,…
6 best personal loans for good credit
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who…
2021’s Best Instant Loans With Same Day Approval: Top 4 Lenders To Get Instant Bad Credit Cash Loans…
Have you ever been financially depressed? The answer is probably yes. But being financially depressed is different than being stuck in a financial emergency. If you have to pay your bills and need a loan in an emergency, online loans with…
Learn more about this collection removal strategy – Forbes Advisor
Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors.
Pay to delete is an alternative option to…
Business News | Stock and Equity Market News | Financial News
!--header>!-->!-->!-->…
Governor’s Speech at Ghana Economic Forum 2021
GHANA ECONOMIC FORUM 2021
THEME: STRENGTHENING NATIONAL…
The real risks of the Australian submarine deal by Gareth Evans
The new AUKUS deal does not mean, as some Australian commentators have claimed, that the country has finally “sided” against China. Australia's main security relationship is with the United States, and its main…
Daily Update: October 18, 2021
Start each business day with our analyzes of the most pressing developments affecting the markets today, along with a curated selection of our latest and most important news on the global economy.
Credit investors, seeking yield wherever…
Everything you need to know about the best start-up business loans – Forbes Advisor
Obtain a small business loan can be difficult if your business does not have an established track record of success. However, there are several types of start-up loans suitable for a range of needs and qualifications.…
How to get cheap travel insurance – Forbes Advisor
Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors.
Compare and buy travel insurance for 2022…
10 costs to expect in your freshman year of college
Freshmen need to think about more than tuition and housing when it comes to pay for college. A college budget should consider classroom supplies, transportation, medical care and more. Here are 10 expenses students can prepare for before…
Investing in international stocks can help you build a financial corpus for your child’s…
Every year, thousands of Indian students pack their bags to venture abroad for their studies. While 2020 was an outlier year due to Covid-19, the Ministry of Foreign Affairs estimated that more than seven lakh students studied…
loans: lenders are getting cautious about high risk unsecured loans
Mumbai: Lenders are once again slowing down microfinance loans, credit cards and personal loans as they consider these unsecured loans to have become riskier in the middle of the second wave of the pandemic.
The performance of these loans…
Why Your Credit Score Is So Important When Getting A Personal Loan
Image source: Getty Images
Do you want to benefit from a competitive interest rate on a…
Highland Capital Management Alleges Former CEO James Dondero ‘Siphoned’ Millions of…
Even after being forced out of a Dallas investment management firm he co-founded, James Dondero remains a dominant figure on the once high-flying company.In a new case amid a protracted legal battle, a Texas bankruptcy court trustee…
Sontiq BreachIQ Data Breach Report: Week of October 18
Each week, Sontiq uses its BreachIQ capability to identify recent notable data breaches reported. These violations are highlighted because of the increased risks to the security of the identity of the victims. BreachIQ uses a proprietary…
HELOC or Home Equity Loan: Some rates start at 2.5%. What is suitable for home renovations?
MarketWatch has promoted these products and services because we believe readers will find them useful. We may earn a commission if you purchase products through our links, but our recommendations are independent of any…
Personal Loan Payment Review 2022 – Forbes Advisor
the best personal loans offer competitive rates, flexible loan amounts and a wide range of terms. Here is how Payoff personal loans compare to other popular lenders:
Profit vs. SoFi
The most significant difference…
Turkish banks could face further restrictions on consumer loans
Turkey's banking regulator could further restrict consumer borrowing as it tries to control high levels of inflation, potentially squeezing the margins of the country's private banks.
Lower limits on credit cards and personal loans are…
Alabama AG hires experts to defend abortion ban blocked by federal court
Alabama attorney general's office lines up expert witnesses and consultants to help state defend near-total abortion ban state lawmakers approved two years ago.U.S. District Judge Myron Thompson blocked the law in October 2019, a few weeks…
Suspension of payment of student loans extended to borrowers in default of private loans
item WASHINGTON - The federal government has extended a hiatus on student loan payments that covers more than one million people in default on loans held by private lenders, the Education Department said on Tuesday. The ministry…
Another domain service starts Texas Avortion Snitching website
Screenshot: prolifewhistleblower.comEpik, the domain registrar who agreed to take Speaking after the Capitol uprising, pulled the line. That is: anonymous morons denouncing people seeking abortions in Texas, who are now all but banned in!-->!-->…
Doublespeak on abortion does not help women or children
There is a certain physics in American politics: for every action there is an equal and opposite reaction. When the Supreme Court announced that he would take on a case challenging the fundamental principles of Roe vs. Wade, the pro-choice…
Alabama AG office hires embryology expert as witness in abortion ban lawsuit
Alabama Attorney General Steve Marshall has hired an associate professor at the University of Utah School of Medicine as an expert witness in the lawsuit challenging Alabama's abortion ban, passed by the legislature in 2019.Maureen L.…
MBA Economist Says Inflation Isn’t Transient: Here’s What It Means For Interest Rates
Inflation is not transient, says an economist. Here's what that means for the future of mortgage interest rates. (iStock) Inflation is rising at its highest rate in more than a decade, a trend that one economist says could…
Want to become a millionaire? Follow the 4 rules of Warren Buffett.
Opinions expressed by Contractor the contributors are theirs.
How many entrepreneurs are as confident now as they were before the start of the Covid-19 pandemic? Yes, we know the majority of the S&P…
Are Online Loans Safe?
Image source: Getty Images
A little research can lead you to the perfect online lender for…
Can You Get A Loan If Your Credit Score Is Below 650?
Your credit score is one of the most important factors when applying for a loan. If you are considering applying for a loan and your credit score is below 650, you might be wondering if you can get approved.In this guide, we'll take a…
Prosper Personal Loan 2022 Review – Forbes Advisor
the best personal loans offer competitive rates, flexible loan amounts and a wide range of terms. Here is how Prosper personal loans compare to other popular lenders:
Prosper versus. SoFi
SoFi offers loans ranging…
What is a gap year and should you take one? – Forbes Advisor
Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors.
If you're graduating from high school this year…
Best personal loans of January 2022 – Forbes Advisor
LendingClub is a peer-to-peer (or marketplace) lender founded in 2007. As the largest online lending platform for personal loans, LendingClub has worked with over 3 million clients and funded over $ 55 billion of loans. It's also one of…
5-year personal loan rates drop to 7-week low as 3-year rates rise
Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us…
Why I’m Investing in this High Risk, High Yield Fintech Stock
I recently initiated a new position in the fintech company OppFi (NYSE: OPFI), a company that went public through a Special Purpose Acquisition Company (SPAC) in late 2020 and began operating on its…
5-Year Fixed Personal Loan Rates Rise Slightly, But Still Cheaper Than Last Year
Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as "Credible", is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us…
The Toxic Reach of Plastic in Louisiana
The communities of St. James, St. John the Baptist, and other Louisiana "river parishes"—those along the Mississippi between New Orleans and Baton Rouge—are experiencing some of the industry's worst impacts in the United States. United…
Alabama lawmakers, dare not bring Texas’ horrible abortion law into our state
This is an opinion column.I may already be too late. Even if it's only been a week. A week today since Texas became home to the most draconian anti-choice law in the land since, well, Governor Ivey signed the most draconian anti-choice…